412 Holley Mountain Top Rd, Whittier, NC 28789 (MLS # 26041202)
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Investment Opportunity. Mountain-Top Cabin Retreat with Spectacular Smoky Mountain Views. This 1,800 sq ft, 3-bed, 2-bath cabin with multiple bonus rooms is located in Ocona Lake Estates blends rustic charm with modern updates. The main level's open layout features a simple kitchen, living and dining area that flows to a newly renovated deck where you can soak up the mountain vistas. The materials are a mix of wood and drywall finishes. Main level: efficient kitchen, living room, dining area, full bath, bedroom. Upper level: two bedrooms with private balconies, full bath. Basement features multiple bonus rooms and pool and game room. New deck boards and railings, fresh paint inside and out. Gravel parking plus overflow space. Perched on a private 1.022-acre ridge with minimal maintenance, this cabin is just 5 miles from both Bryson City and Cherokee's shops, restaurants and outdoor adventures. Enjoy privacy at the top of a maintained gravel road and low HOA dues covering water and road upkeep. Generated an average of $66,000/year in rental income for past 7 years"”ideal for an investment property. Don't miss this mountain-top gem. Schedule your showing today! Owner is Broker.
| DAYS ON MARKET | 53 | LAST UPDATED | 7/19/2025 |
|---|---|---|---|
| NEIGHBORHOOD | Ocona Estates | YEAR BUILT | 2000 |
| COMMUNITY | Whittier (Swain Co) | COUNTY | Swain |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Jul 19, '25 | $489,000 |
|---|---|
| Jul 19, '25 - Today | $465,000 |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer |
| AREA | Whittier (Swain Co) |
| CONSTRUCTION | Log, Wood Siding |
| FIREPLACE | Yes |
| HEAT | Electric |
| HOA DUES | 575 |
| INTERIOR | Ceiling Fan(s), Master Downstairs, Open Floorplan |
| LOT | 1.022 acre(s) |
| LOT DESCRIPTION | Private, Wooded |
| PARKING | No Garage |
| SEWER | Septic Tank |
| STORIES | 1.5 |
| STYLE | Cabin, Log |
| SUBDIVISION | Ocona Estates |
| TAXES | 1088.02 |
| UTILITIES | Propane |
| VIEW | Yes |
| VIEW DESCRIPTION | Valley |
| WATER | Private, Well, Shared Well |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Smoky Mountain Life, LLC DBA Smoky Mountain Stays
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