221 Chatto Loop Road, Murphy, NC 28906 (MLS # 26048035)

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PRICE $285,000 dsIDX morgage calculator
BEDS 2
BATHS 2
HOME SIZE 988 sqft
LOT SIZE 32,235 sqft

Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected. Sellers make no representation about fireplace functionality.

DAYS ON MARKET 46 LAST UPDATED 7/29/2026
NEIGHBORHOOD Indian Rock Springs YEAR BUILT 1994
COMMUNITY Cherokee County COUNTY Cherokee
STATUS Active PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Heat Pump
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
AREA Cherokee County
BASEMENT Exterior Entry, Partial
CONSTRUCTION Cedar, Wood Siding
FIREPLACE Yes
HEAT Exhaust Fan, Heat Pump
HOA DUES 350
INTERIOR Ceiling Fan(s), Master Downstairs, Walk-In Closet(s)
LOT 0.74 acre(s)
LOT DESCRIPTION Rolling Slope, Wooded
PARKING Paved, No Garage
SEWER Septic Tank
STYLE Cabin
SUBDIVISION Indian Rock Springs
TAXES 736.91
UTILITIES Propane
WATER Shared Well
MORTGAGE CALCULATOR
   

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Listed with RE/MAX Elite Realty
Listing information is deemed reliable, but not guaranteed.

This IDX solution is (c) Diverse Solutions 2026.