128 Cardinal Lane, Hayesville, NC 28904 (MLS # 26048901)
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Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings. The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike. An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income. Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year-round. Step outside and enjoy the view.
| DAYS ON MARKET | 27 | LAST UPDATED | 10/30/2026 |
|---|---|---|---|
| NEIGHBORHOOD | Hickory Ridge | YEAR BUILT | 1976 |
| COMMUNITY | Clay County | GARAGE SPACES | 2.0 |
| COUNTY | Clay | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Oct 30, '26 | $679,000 |
|---|---|
| Oct 30, '26 - Today | $649,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator |
| AREA | Clay County |
| BASEMENT | Crawl Space, Exterior Entry |
| CONSTRUCTION | Brick, Wood Siding |
| EXTERIOR | Other |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Heat Pump |
| INTERIOR | Breakfast Bar, In-Law Floorplan, Open Floorplan, Walk-In Closet(s) |
| LOT | 0.47 acre(s) |
| LOT DESCRIPTION | Level |
| PARKING | Paved, Attached, Garage |
| SEWER | Septic Tank |
| STORIES | 1.5 |
| STYLE | Ranch/Single |
| SUBDIVISION | Hickory Ridge |
| TAXES | 864.54 |
| UTILITIES | Propane |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake |
| WATER | Private, Well |
| WATERFRONT DESCRIPTION | Lake Privileges, Lake |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Howard Hanna - Beverly Hanks Realtors
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